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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,515 | $141,004-89.0% | $112,273-86.2% | $139,456-88.9% |
| Participation rate | 81.0% | 79.2%+1.7pp | 72.4%+8.5pp | 80.3%+0.6pp |
| Annual return | 30.50% | 32.75%-2.2pp | 30.23%+0.3pp | 373.45%-342.9pp |
| Employer contribution / active EE | $2,587 | $4,285-39.6% | $3,431-24.6% | $4,753-45.6% |
| Participant deferral / active EE | $3,299 | $5,878-43.9% | $4,800-31.3% | $6,711-50.8% |
| Admin fee / account holder | $505 | $9,959-94.9% | $7,752-93.5% | $11,407-95.6% |