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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,918 | $175,259+44.9% | $149,723+69.6% | $139,487+82.0% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 7.31% | 166.82%-159.5pp | 134.50%-127.2pp | 373.84%-366.5pp |
| Employer contribution / active EE | $1,991 | $5,478-63.7% | $4,821-58.7% | $4,755-58.1% |
| Participant deferral / active EE | $8,481 | $6,522+30.0% | $5,682+49.2% | $6,713+26.3% |
| Admin fee / account holder | $17 | $16,158-99.9% | $13,215-99.9% | $11,407-99.9% |