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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,918 | $175,212+44.9% | $149,682+69.6% | $139,427+82.1% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 7.31% | 166.63%-159.3pp | 134.35%-127.0pp | 373.27%-366.0pp |
| Employer contribution / active EE | $1,991 | $5,475-63.6% | $4,818-58.7% | $4,752-58.1% |
| Participant deferral / active EE | $8,481 | $6,520+30.1% | $5,681+49.3% | $6,711+26.4% |
| Admin fee / account holder | $17 | $16,150-99.9% | $13,210-99.9% | $11,404-99.9% |