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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,564 | $172,111+48.5% | $150,298+70.0% | $137,256+86.2% |
| Participation rate | 76.9% | 81.7%-4.8pp | 77.8%-0.8pp | 80.0%-3.0pp |
| Annual return | 10.62% | 69.37%-58.8pp | 62.79%-52.2pp | 220.34%-209.7pp |
| Employer contribution / active EE | $7,086 | $4,636+52.8% | $4,154+70.6% | $4,156+70.5% |
| Participant deferral / active EE | $7,669 | $6,166+24.4% | $5,453+40.7% | $6,407+19.7% |
| Admin fee / account holder | $198,679 | $16,471+1106.2% | $14,116+1307.5% | $12,270+1519.2% |