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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,043 | $54,380+60.1% | $68,509+27.1% | $59,633+46.0% |
| Participation rate | 59.3% | 70.2%-10.9pp | 74.7%-15.5pp | 68.7%-9.4pp |
| Annual return | 0.54% | 2.83%-2.3pp | 8.27%-7.7pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $695 | $1,539-54.8% | $2,278-69.5% | $2,203-68.4% |
| Participant deferral / active EE | $2,603 | $2,643-1.5% | $3,382-23.0% | $3,192-18.4% |
| Admin fee / account holder | $2,021 | $3,885-48.0% | $5,275-61.7% | $4,297-53.0% |