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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,784 | $90,617-46.2% | $79,476-38.6% | $135,382-64.0% |
| Participation rate | 52.2% | 76.1%-23.9pp | 73.3%-21.2pp | 82.6%-30.5pp |
| Annual return | -4.66% | 977.57%-982.2pp | 718.21%-722.9pp | 519.77%-524.4pp |
| Employer contribution / active EE | $999 | $3,068-67.4% | $2,800-64.3% | $4,779-79.1% |
| Participant deferral / active EE | $1,777 | $4,050-56.1% | $3,704-52.0% | $5,609-68.3% |
| Admin fee / account holder | $1,085 | $5,907-81.6% | $5,113-78.8% | $10,829-90.0% |