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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,289 | $96,678-33.5% | $86,640-25.8% | $139,466-53.9% |
| Participation rate | 66.7% | 74.4%-7.7pp | 71.7%-5.0pp | 80.3%-13.7pp |
| Annual return | 13.76% | 106.69%-92.9pp | 592.52%-578.8pp | 373.66%-359.9pp |
| Employer contribution / active EE | $1,466 | $3,265-55.1% | $3,024-51.5% | $4,754-69.2% |
| Participant deferral / active EE | $8,019 | $4,837+65.8% | $4,438+80.7% | $6,712+19.5% |
| Admin fee / account holder | $1,432 | $6,410-77.7% | $5,616-74.5% | $11,409-87.4% |