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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,772 | $57,350-67.3% | $83,850-77.6% | $64,181-70.8% |
| Participation rate | 72.4% | 68.6%+3.8pp | 76.1%-3.7pp | 69.6%+2.8pp |
| Annual return | -9.02% | 11.38%-20.4pp | 850.92%-859.9pp | 7.63%-16.7pp |
| Employer contribution / active EE | $1,691 | $2,545-33.6% | $3,631-53.4% | $2,381-29.0% |
| Participant deferral / active EE | $2,721 | $2,993-9.1% | $4,082-33.3% | $3,470-21.6% |
| Admin fee / account holder | $336 | $4,046-91.7% | $5,478-93.9% | $4,887-93.1% |