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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,521 | $141,001-45.7% | $112,228-31.8% | $139,487-45.1% |
| Participation rate | 82.4% | 79.2%+3.1pp | 72.4%+9.9pp | 80.3%+2.0pp |
| Annual return | 6.72% | 32.75%-26.0pp | 30.23%-23.5pp | 373.84%-367.1pp |
| Employer contribution / active EE | $6,512 | $4,285+52.0% | $3,432+89.8% | $4,755+37.0% |
| Participant deferral / active EE | $2,004 | $5,877-65.9% | $4,800-58.2% | $6,713-70.1% |
| Admin fee / account holder | $440 | $9,959-95.6% | $7,752-94.3% | $11,407-96.1% |