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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,935 | $155,840-42.3% | $124,694-27.9% | $167,553-46.3% |
| Participation rate | 93.8% | 81.1%+12.6pp | 74.6%+19.1pp | 82.1%+11.6pp |
| Annual return | 8.75% | 17.98%-9.2pp | 5144.82%-5136.1pp | 478.89%-470.1pp |
| Employer contribution / active EE | $6,525 | $4,165+56.7% | $3,325+96.3% | $4,840+34.8% |
| Participant deferral / active EE | $1,707 | $5,675-69.9% | $4,615-63.0% | $6,343-73.1% |
| Admin fee / account holder | $27,876 | $9,536+192.3% | $7,495+271.9% | $12,316+126.3% |