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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,837 | $160,059-69.5% | $140,019-65.1% | $135,382-63.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -17.41% | 911.44%-928.9pp | 651.15%-668.6pp | 519.77%-537.2pp |
| Employer contribution / active EE | $0 | $6,420-100.0% | $5,605-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $9,860 | $7,641+29.0% | $6,927+42.3% | $5,609+75.8% |
| Admin fee / account holder | $4,771 | $13,328-64.2% | $10,705-55.4% | $10,829-55.9% |