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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,684 | $72,620-56.4% | $90,760-65.1% | $66,938-52.7% |
| Participation rate | 59.9% | 73.7%-13.8pp | 75.7%-15.8pp | 69.8%-10.0pp |
| Annual return | -15.52% | -12.28%-3.2pp | -12.16%-3.4pp | 1.58%-17.1pp |
| Employer contribution / active EE | $639 | $2,369-73.0% | $2,922-78.1% | $2,545-74.9% |
| Participant deferral / active EE | $3,606 | $3,979-9.4% | $4,565-21.0% | $4,238-14.9% |
| Admin fee / account holder | $8 | $707-98.8% | $8,444-99.9% | $594-98.6% |