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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,146 | $168,636+99.3% | $147,618+127.7% | $125,388+168.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.16% | 77.65%-80.8pp | 61.98%-65.1pp | 282.24%-285.4pp |
| Employer contribution / active EE | $18,567 | $6,252+197.0% | $5,565+233.7% | $4,866+281.5% |
| Participant deferral / active EE | $203 | $5,507-96.3% | $4,895-95.9% | $5,352-96.2% |
| Admin fee / account holder | $2,256 | $13,580-83.4% | $11,612-80.6% | $9,541-76.4% |