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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,739 | $49,896-80.5% | $80,627-87.9% | $75,173-87.0% |
| Participation rate | 17.2% | 55.3%-38.1pp | 67.0%-49.8pp | 67.2%-50.0pp |
| Annual return | 41.73% | 34.67%+7.1pp | 936.76%-895.0pp | 160.72%-119.0pp |
| Employer contribution / active EE | $537 | $1,699-68.4% | $2,723-80.3% | $2,671-79.9% |
| Participant deferral / active EE | $798 | $2,992-73.3% | $4,443-82.0% | $4,126-80.7% |
| Admin fee / account holder | $1,201 | $3,578-66.4% | $5,381-77.7% | $5,651-78.8% |