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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,868 | $75,832+8.0% | $147,617-44.5% | $59,633+37.3% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -2.84% | 0.37%-3.2pp | 61.98%-64.8pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $8,266 | $3,485+137.2% | $5,564+48.5% | $2,203+275.3% |
| Participant deferral / active EE | $4,455 | $3,131+42.3% | $4,895-9.0% | $3,192+39.6% |
| Admin fee / account holder | $1,511 | $5,986-74.8% | $11,612-87.0% | $4,297-64.8% |