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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,756 | $95,383-35.3% | $185,837-66.8% | $85,856-28.1% |
| Participation rate | 88.9% | 68.8%+20.1pp | 81.7%+7.2pp | 69.3%+19.6pp |
| Annual return | 17.37% | 23.59%-6.2pp | 122.08%-104.7pp | 318.58%-301.2pp |
| Employer contribution / active EE | $572 | $3,313-82.7% | $5,168-88.9% | $2,565-77.7% |
| Participant deferral / active EE | $2,177 | $3,423-36.4% | $5,568-60.9% | $3,952-44.9% |
| Admin fee / account holder | $2,640 | $7,213-63.4% | $16,241-83.7% | $6,261-57.8% |