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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,961 | $64,716+1.9% | $112,258-41.2% | $68,495-3.7% |
| Participation rate | 77.4% | 67.2%+10.2pp | 75.1%+2.3pp | 67.9%+9.5pp |
| Annual return | -18.72% | -11.40%-7.3pp | 27.47%-46.2pp | -7.84%-10.9pp |
| Employer contribution / active EE | $2,985 | $2,746+8.7% | $3,636-17.9% | $2,596+15.0% |
| Participant deferral / active EE | $4,475 | $3,565+25.5% | $4,728-5.4% | $4,028+11.1% |
| Admin fee / account holder | $7,456 | $5,232+42.5% | $6,411+16.3% | $5,403+38.0% |