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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,356 | $138,312+262.5% | $122,979+307.7% | $155,188+223.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 12.89% | 22.06%-9.2pp | 20.12%-7.2pp | 148.84%-135.9pp |
| Employer contribution / active EE | $21,150 | $3,530+499.1% | $3,062+590.6% | $4,248+397.9% |
| Participant deferral / active EE | $5,214 | $5,592-6.8% | $5,003+4.2% | $6,531-20.2% |
| Admin fee / account holder | $16,879 | $15,089+11.9% | $12,864+31.2% | $14,480+16.6% |