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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,531 | $100,811+172.3% | $86,698+216.7% | $134,545+104.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.24% | 29.11%-41.4pp | 35.96%-48.2pp | 418.37%-430.6pp |
| Employer contribution / active EE | $16,163 | $3,490+363.1% | $2,837+469.8% | $4,742+240.9% |
| Participant deferral / active EE | $3,538 | $5,339-33.7% | $4,656-24.0% | $6,401-44.7% |
| Admin fee / account holder | $8,235 | $10,926-24.6% | $7,492+9.9% | $11,431-28.0% |