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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,964 | $73,848+153.2% | $143,799+30.0% | $68,486+173.0% |
| Participation rate | 88.1% | 66.7%+21.5pp | 80.3%+7.8pp | 67.9%+20.2pp |
| Annual return | -19.57% | 0.91%-20.5pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $6,323 | $3,184+98.6% | $4,952+27.7% | $2,597+143.5% |
| Participant deferral / active EE | $6,582 | $3,385+94.5% | $5,638+16.7% | $4,028+63.4% |
| Admin fee / account holder | $2,176 | $5,755-62.2% | $14,677-85.2% | $5,404-59.7% |