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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,165 | $91,198+26.3% | $178,503-35.5% | $79,856+44.2% |
| Participation rate | 85.2% | 69.2%+16.0pp | 81.9%+3.3pp | 69.6%+15.5pp |
| Annual return | 13.43% | 24.20%-10.8pp | 151.12%-137.7pp | 31.71%-18.3pp |
| Employer contribution / active EE | $6,153 | $3,257+88.9% | $5,011+22.8% | $2,471+149.0% |
| Participant deferral / active EE | $3,414 | $3,237+5.5% | $5,202-34.4% | $3,741-8.7% |
| Admin fee / account holder | $9,445 | $6,748+40.0% | $13,987-32.5% | $5,306+78.0% |