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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,561 | $202,342-56.7% | $172,753-49.3% | $152,909-42.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.95% | 1029.88%-1009.9pp | 803.00%-783.1pp | 345.46%-325.5pp |
| Employer contribution / active EE | $2,273 | $5,857-61.2% | $5,144-55.8% | $4,764-52.3% |
| Participant deferral / active EE | $4,409 | $5,948-25.9% | $5,198-15.2% | $5,851-24.7% |
| Admin fee / account holder | $1,884 | $17,112-89.0% | $13,956-86.5% | $11,601-83.8% |