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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,962 | $124,175+191.5% | $108,405+233.9% | $167,536+116.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 3.83% | 1380.13%-1376.3pp | 905.55%-901.7pp | 478.82%-475.0pp |
| Employer contribution / active EE | $4,452 | $4,188+6.3% | $3,559+25.1% | $4,839-8.0% |
| Participant deferral / active EE | $11,337 | $6,908+64.1% | $6,563+72.7% | $6,342+78.8% |
| Admin fee / account holder | $192 | $9,457-98.0% | $7,297-97.4% | $12,315-98.4% |