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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,095 | $115,917+192.5% | $100,535+237.3% | $158,982+113.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 6.61% | 34.80%-28.2pp | 30.90%-24.3pp | 302.99%-296.4pp |
| Employer contribution / active EE | $16,230 | $4,105+295.4% | $3,419+374.8% | $4,763+240.8% |
| Participant deferral / active EE | $18,937 | $6,677+183.6% | $6,271+202.0% | $5,983+216.5% |
| Admin fee / account holder | $276 | $11,002-97.5% | $8,085-96.6% | $11,252-97.6% |