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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,899 | $175,231+148.2% | $149,696+190.5% | $139,466+211.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.34% | 166.77%-158.4pp | 134.46%-126.1pp | 373.66%-365.3pp |
| Employer contribution / active EE | $3,052 | $5,478-44.3% | $4,821-36.7% | $4,754-35.8% |
| Participant deferral / active EE | $7,959 | $6,521+22.0% | $5,682+40.1% | $6,712+18.6% |
| Admin fee / account holder | $1,233 | $16,155-92.4% | $13,212-90.7% | $11,409-89.2% |