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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,019 | $72,177+28.9% | $115,037-19.1% | $59,633+56.0% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -2.88% | 12.02%-14.9pp | 26.14%-29.0pp | 2041.40%-2044.3pp |
| Employer contribution / active EE | $4,320 | $2,841+52.0% | $4,608-6.2% | $2,203+96.1% |
| Participant deferral / active EE | $4,933 | $4,783+3.1% | $6,026-18.1% | $3,192+54.6% |
| Admin fee / account holder | $12,234 | $4,927+148.3% | $8,175+49.6% | $4,297+184.7% |