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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,816 | $27,936-29.1% | $58,561-66.2% | $75,173-73.6% |
| Participation rate | 54.0% | 38.8%+15.1pp | 50.9%+3.1pp | 67.2%-13.2pp |
| Annual return | 18.00% | 44.21%-26.2pp | 4251.33%-4233.3pp | 160.72%-142.7pp |
| Employer contribution / active EE | $747 | $670+11.6% | $1,053-29.1% | $2,671-72.0% |
| Participant deferral / active EE | $994 | $1,202-17.3% | $1,923-48.3% | $4,126-75.9% |
| Admin fee / account holder | $724 | $1,727-58.1% | $2,520-71.3% | $5,651-87.2% |