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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,785 | $32,117-75.8% | $71,089-89.0% | $64,173-87.9% |
| Participation rate | 35.7% | 42.7%-7.0pp | 54.6%-18.9pp | 69.6%-33.9pp |
| Annual return | -9.71% | -5.57%-4.1pp | 650.65%-660.4pp | 7.63%-17.3pp |
| Employer contribution / active EE | $610 | $712-14.3% | $1,088-43.9% | $2,381-74.4% |
| Participant deferral / active EE | $783 | $1,263-38.0% | $1,873-58.2% | $3,470-77.4% |
| Admin fee / account holder | $340 | $2,759-87.7% | $3,082-89.0% | $4,887-93.0% |