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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,792 | $77,816-37.3% | $123,552-60.5% | $64,173-24.0% |
| Participation rate | 77.8% | 74.7%+3.1pp | 82.3%-4.5pp | 69.6%+8.2pp |
| Annual return | -8.48% | 12.49%-21.0pp | 119.20%-127.7pp | 7.63%-16.1pp |
| Employer contribution / active EE | $1,611 | $3,014-46.6% | $4,628-65.2% | $2,381-32.3% |
| Participant deferral / active EE | $2,771 | $5,240-47.1% | $6,426-56.9% | $3,470-20.1% |
| Admin fee / account holder | $924 | $5,519-83.3% | $9,285-90.0% | $4,887-81.1% |