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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,686 | $76,551-52.1% | $123,894-70.4% | $62,881-41.7% |
| Participation rate | 92.0% | 73.0%+19.0pp | 81.4%+10.6pp | 69.3%+22.7pp |
| Annual return | 4.35% | 18.68%-14.3pp | 47.52%-43.2pp | 20.14%-15.8pp |
| Employer contribution / active EE | $1,992 | $2,882-30.9% | $4,617-56.9% | $2,281-12.7% |
| Participant deferral / active EE | $3,313 | $4,840-31.5% | $5,984-44.6% | $3,203+3.4% |
| Admin fee / account holder | $6,106 | $4,826+26.5% | $8,357-26.9% | $4,296+42.2% |