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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,898 | $134,001-88.1% | $112,258-85.8% | $134,509-88.2% |
| Participation rate | 61.1% | 78.6%-17.4pp | 75.1%-13.9pp | 81.2%-20.1pp |
| Annual return | -19.40% | 47.15%-66.6pp | 27.47%-46.9pp | 418.13%-437.5pp |
| Employer contribution / active EE | $1,293 | $4,039-68.0% | $3,636-64.4% | $4,741-72.7% |
| Participant deferral / active EE | $1,589 | $5,291-70.0% | $4,728-66.4% | $6,400-75.2% |
| Admin fee / account holder | $1,029 | $7,491-86.3% | $6,411-84.0% | $11,427-91.0% |