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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,719 | $157,276+30.2% | $141,177+45.0% | $152,885+33.9% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 21.91% | 64.33%-42.4pp | 71.40%-49.5pp | 345.39%-323.5pp |
| Employer contribution / active EE | $3,767 | $5,262-28.4% | $4,736-20.5% | $4,763-20.9% |
| Participant deferral / active EE | $8,600 | $7,110+20.9% | $6,710+28.2% | $5,851+47.0% |
| Admin fee / account holder | $853 | $12,123-93.0% | $10,263-91.7% | $11,598-92.6% |