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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,397 | $95,404-45.1% | $113,397-53.8% | $82,637-36.6% |
| Participation rate | 62.5% | 72.8%-10.3pp | 76.5%-14.0pp | 68.1%-5.6pp |
| Annual return | 20.02% | 19.08%+0.9pp | 23.20%-3.2pp | 53.51%-33.5pp |
| Employer contribution / active EE | $2,939 | $2,307+27.4% | $2,977-1.3% | $2,552+15.2% |
| Participant deferral / active EE | $5,838 | $4,220+38.4% | $5,076+15.0% | $4,126+41.5% |
| Admin fee / account holder | $1,598 | $9,168-82.6% | $11,957-86.6% | $7,339-78.2% |