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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,094 | $176,077-12.5% | $159,455-3.4% | $167,518-8.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.45% | 331.83%-314.4pp | 263.63%-246.2pp | 478.71%-461.3pp |
| Employer contribution / active EE | $9,071 | $5,298+71.2% | $4,830+87.8% | $4,838+87.5% |
| Participant deferral / active EE | $4,645 | $7,751-40.1% | $7,353-36.8% | $6,342-26.8% |
| Admin fee / account holder | $11,346 | $12,556-9.6% | $10,800+5.0% | $12,312-7.9% |