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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,416 | $171,930+49.1% | $151,266+69.5% | $154,746+65.7% |
| Participation rate | 81.8% | 80.5%+1.3pp | 77.0%+4.8pp | 80.7%+1.1pp |
| Annual return | 18.56% | 242.03%-223.5pp | 180.60%-162.0pp | 172.34%-153.8pp |
| Employer contribution / active EE | $9,606 | $4,710+103.9% | $4,237+126.7% | $4,379+119.4% |
| Participant deferral / active EE | $22,982 | $8,191+180.6% | $7,337+213.2% | $6,730+241.5% |
| Admin fee / account holder | $164,777 | $15,803+942.7% | $13,159+1152.2% | $14,365+1047.1% |