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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,416 | $165,584+54.9% | $142,942+79.4% | $137,256+86.8% |
| Participation rate | 81.8% | 80.1%+1.7pp | 76.8%+5.0pp | 80.0%+1.9pp |
| Annual return | 18.56% | 164.22%-145.7pp | 113.70%-95.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $9,606 | $4,725+103.3% | $4,139+132.1% | $4,156+131.1% |
| Participant deferral / active EE | $22,982 | $8,194+180.5% | $7,128+222.4% | $6,407+258.7% |
| Admin fee / account holder | $164,777 | $16,167+919.2% | $12,475+1220.8% | $12,270+1242.9% |