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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,895 | $56,200-7.7% | $67,653-23.3% | $59,633-13.0% |
| Participation rate | 40.0% | 71.5%-31.5pp | 75.7%-35.7pp | 68.7%-28.7pp |
| Annual return | -1.89% | 18506.71%-18508.6pp | 6625.22%-6627.1pp | 2041.40%-2043.3pp |
| Employer contribution / active EE | $922 | $1,615-42.9% | $2,266-59.3% | $2,203-58.2% |
| Participant deferral / active EE | $2,794 | $2,843-1.7% | $3,560-21.5% | $3,192-12.5% |
| Admin fee / account holder | $4,881 | $3,959+23.3% | $4,821+1.2% | $4,297+13.6% |