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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,654 | $82,630-30.2% | $64,105-10.1% | $125,389-54.0% |
| Participation rate | 87.5% | 75.9%+11.6pp | 68.2%+19.3pp | 83.2%+4.3pp |
| Annual return | -4.06% | 1489.72%-1493.8pp | 791.24%-795.3pp | 282.24%-286.3pp |
| Employer contribution / active EE | $2,497 | $2,671-6.5% | $1,820+37.2% | $4,866-48.7% |
| Participant deferral / active EE | $6,820 | $3,608+89.0% | $2,822+141.7% | $5,352+27.4% |
| Admin fee / account holder | $348 | $6,382-94.5% | $4,499-92.3% | $9,541-96.3% |