Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,528 | $70,475+49.7% | $100,530+5.0% | $79,858+32.1% |
| Participation rate | 50.9% | 73.7%-22.7pp | 79.4%-28.5pp | 69.6%-18.7pp |
| Annual return | 14.58% | 21.90%-7.3pp | 30.89%-16.3pp | 31.72%-17.1pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,418-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $0 | $5,181-100.0% | $6,271-100.0% | $3,740-100.0% |
| Admin fee / account holder | $14,824 | $4,478+231.0% | $8,083+83.4% | $5,306+179.4% |