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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,722 | $160,040+114.8% | $147,096+133.7% | $145,877+135.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.05% | 98.49%-84.4pp | 419.75%-405.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $5,955 | $5,289+12.6% | $4,936+20.6% | $4,663+27.7% |
| Participant deferral / active EE | $11,404 | $8,429+35.3% | $8,071+41.3% | $6,691+70.5% |
| Admin fee / account holder | $25,335 | $15,050+68.3% | $13,005+94.8% | $13,402+89.0% |