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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,329 | $176,105+76.2% | $159,474+94.6% | $167,536+85.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.39% | 331.91%-317.5pp | 263.68%-249.3pp | 478.82%-464.4pp |
| Employer contribution / active EE | $4,415 | $5,299-16.7% | $4,831-8.6% | $4,839-8.8% |
| Participant deferral / active EE | $9,934 | $7,751+28.2% | $7,353+35.1% | $6,342+56.6% |
| Admin fee / account holder | $1,548 | $12,559-87.7% | $10,802-85.7% | $12,315-87.4% |