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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,722 | $159,934+114.9% | $147,005+133.8% | $145,959+135.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.05% | 98.24%-84.2pp | 418.76%-404.7pp | 561.95%-547.9pp |
| Employer contribution / active EE | $5,955 | $5,287+12.6% | $4,934+20.7% | $4,661+27.8% |
| Participant deferral / active EE | $11,404 | $8,427+35.3% | $8,070+41.3% | $6,689+70.5% |
| Admin fee / account holder | $25,335 | $15,053+68.3% | $13,006+94.8% | $13,398+89.1% |