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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,814 | $93,064-92.7% | $74,577-90.9% | $273,972-97.5% |
| Participation rate | 75.0% | 74.9%+0.1pp | 68.1%+6.9pp | 83.0%-8.0pp |
| Annual return | 6.78% | 26.18%-19.4pp | 20.47%-13.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $459 | $3,160-85.5% | $2,525-81.8% | $4,869-90.6% |
| Participant deferral / active EE | $525 | $4,160-87.4% | $3,458-84.8% | $5,287-90.1% |
| Admin fee / account holder | $853 | $5,273-83.8% | $4,138-79.4% | $10,133-91.6% |