Retirement plan

NATIONAL CEMENT COMPANY OF ALABAMA, INC. UNION 401(K) PLAN

Name: NATIONAL CEMENT COMPANY OF ALABAMA, INC. - NATIONAL CEMENT COMPANY OF ALABAMA, INC. UNION 401(K) PLAN (2016) Form 5500
Creator: NATIONAL CEMENT COMPANY OF ALABAMA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONAL CEMENT COMPANY OF ALABAMA, INC. UNION 401(K) PLAN, NATIONAL CEMENT COMPANY OF ALABAMA, INC.

NATIONAL CEMENT COMPANY OF ALABAMA, INC.EIN 63-1029293Plan #001PY 2016

2000 SOUTHBRIDGE PKWY, SUITE 600 - BIRMINGHAM, AL 352091303205-423-2600

Other plans on this EIN

1 filing

#002Retirement-$13.6M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$4.1M

+214.2% from 2015

Total participants

+3.6% from 2015

Average account balance

$47,997

+203.3% from 2015

Annual return

166.72%

+169.20 pp from 2015

Benchmarks

See 6,045 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort6,045 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$105K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

123

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$216

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$78K

$916 / participant

Other / not subdivided$78K100.0%

% of EOY assets

1.887%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,997

$58,828-18.4%

$78,002-38.5%

$62,881-23.7%

Participation rate

100.0%

71.1%+28.9pp

75.5%+24.5pp

69.3%+30.7pp

Annual return

166.72%

17.16%+149.6pp

425.99%-259.3pp

20.14%+146.6pp

Employer contribution / active EE

$1,325

$1,672-20.8%

$2,470-46.4%

$2,281-41.9%

Participant deferral / active EE

$6,679

$2,686+148.7%

$3,497+91.0%

$3,203+108.5%

Admin fee / account holder

$906

$4,393-79.4%

$5,481-83.5%

$4,296-78.9%

NATIONAL CEMENT COMPANY OF ALABAMA, INC. UNION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONAL CEMENT COMPANY OF ALABAMA, INC. UNION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion