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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,800 | $167,362-27.2% | $143,799-15.3% | $134,532-9.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 1.20% | 0.47%+0.7pp | -0.04%+1.2pp | 418.27%-417.1pp |
| Employer contribution / active EE | $7,614 | $5,620+35.5% | $4,952+53.8% | $4,741+60.6% |
| Participant deferral / active EE | $2,226 | $6,447-65.5% | $5,638-60.5% | $6,401-65.2% |
| Admin fee / account holder | $1,289 | $18,094-92.9% | $14,677-91.2% | $11,429-88.7% |