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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,886 | $198,457-66.8% | $170,435-61.3% | $147,586-55.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.47% | 257.30%-243.8pp | 205.94%-192.5pp | 578.59%-565.1pp |
| Employer contribution / active EE | $8,347 | $6,183+35.0% | $5,432+53.6% | $4,876+71.2% |
| Participant deferral / active EE | $3,894 | $5,629-30.8% | $4,939-21.2% | $5,439-28.4% |
| Admin fee / account holder | $442 | $16,852-97.4% | $13,881-96.8% | $10,886-95.9% |