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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,957 | $138,072-45.0% | $123,549-38.5% | $135,382-43.9% |
| Participation rate | 78.6% | 84.7%-6.2pp | 82.3%-3.7pp | 82.6%-4.1pp |
| Annual return | -7.90% | 153.69%-161.6pp | 119.20%-127.1pp | 519.77%-527.7pp |
| Employer contribution / active EE | $1,815 | $5,152-64.8% | $4,628-60.8% | $4,779-62.0% |
| Participant deferral / active EE | $4,487 | $6,799-34.0% | $6,426-30.2% | $5,609-20.0% |
| Admin fee / account holder | $789 | $10,917-92.8% | $9,284-91.5% | $10,829-92.7% |