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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,296 | $85,171-48.0% | $172,753-74.4% | $72,976-39.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 12.66% | 27.32%-14.7pp | 803.00%-790.3pp | 81.02%-68.4pp |
| Employer contribution / active EE | $2,633 | $3,324-20.8% | $5,144-48.8% | $2,440+7.9% |
| Participant deferral / active EE | $2,857 | $3,260-12.4% | $5,198-45.0% | $3,608-20.8% |
| Admin fee / account holder | $21,843 | $5,880+271.5% | $13,956+56.5% | $5,124+326.3% |