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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,547 | $84,236-25.7% | $170,435-63.3% | $70,126-10.8% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.72% | 23.06%-11.3pp | 205.94%-194.2pp | 73.15%-61.4pp |
| Employer contribution / active EE | $2,404 | $3,387-29.0% | $5,432-55.8% | $2,343+2.6% |
| Participant deferral / active EE | $2,491 | $3,086-19.3% | $4,939-49.6% | $3,332-25.2% |
| Admin fee / account holder | $1,346 | $5,698-76.4% | $13,881-90.3% | $4,645-71.0% |