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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,740 | $106,267-65.4% | $96,520-61.9% | $139,456-73.7% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 13.18% | 38.45%-25.3pp | 35.72%-22.5pp | 373.45%-360.3pp |
| Employer contribution / active EE | $1,652 | $4,105-59.8% | $3,739-55.8% | $4,753-65.2% |
| Participant deferral / active EE | $6,755 | $5,454+23.8% | $4,879+38.5% | $6,711+0.6% |
| Admin fee / account holder | $2,053 | $7,882-74.0% | $6,733-69.5% | $11,407-82.0% |