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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,765 | $95,406+206.9% | $185,849+57.5% | $85,847+241.0% |
| Participation rate | 97.1% | 68.8%+28.3pp | 81.7%+15.4pp | 69.3%+27.7pp |
| Annual return | 18.71% | 23.59%-4.9pp | 122.10%-103.4pp | 318.61%-299.9pp |
| Employer contribution / active EE | $14,425 | $3,314+335.3% | $5,169+179.1% | $2,565+462.3% |
| Participant deferral / active EE | $11,102 | $3,424+224.3% | $5,569+99.4% | $3,952+180.9% |
| Admin fee / account holder | $8,349 | $7,214+15.7% | $16,244-48.6% | $6,261+33.4% |