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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,297 | $53,128-41.1% | $86,582-63.9% | $70,126-55.4% |
| Participation rate | 41.2% | 65.3%-24.1pp | 73.5%-32.4pp | 69.5%-28.4pp |
| Annual return | 14.95% | 27.66%-12.7pp | 965.08%-950.1pp | 73.15%-58.2pp |
| Employer contribution / active EE | $465 | $2,068-77.5% | $2,839-83.6% | $2,343-80.1% |
| Participant deferral / active EE | $937 | $2,695-65.2% | $3,609-74.0% | $3,332-71.9% |
| Admin fee / account holder | $154 | $3,584-95.7% | $4,904-96.9% | $4,645-96.7% |